http://www.guardian.co.uk/money/2012/dec/11/government-plans-cut-whiplash-claims
Because of many whiplash claims,
the insurance premiums keep rising. According to justice secretary, Chris
Grayling, a lot of claims are not genuine. New independent medical panels will
diagnose whiplash injuries, which will mean that exaggerated, misrepresented or
fraudulent claims can be denied. Even though the reported accidents have been
reduced with 20%, there is a 60% rise in claims. These extra claims add an
extra of 90 pounds to the insurance premiums every year. Grayling said: “For
too long honest drivers have been bearing the price of a system that has been
open to abuse and it is time for that to change.”
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| Chris Grayling |
I think it is good that the
government wants to take action against false claims. Nevertheless, I cannot
stop thinking about how much this will cost the government. I am afraid that if
they have to check 1,500 claims every day, it will cost a lot more than it will
gain. I think it is better if they set a fine on a false claim. In this way
only the genuine claims will be submitted. Medical panels can also be paid by
money from the insurance premiums. Unfortunately in this scenario, honest
motorist will pay as well for false claims.



